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Revenue Based Financing

We leverage your incoming revenue as collateral, offering an innovative alternative to traditional asset-based lending.

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Is Revenue Based Financing For You?

There’s no doubt that running a business comes with a variety of challenges and obstacles that even the most skilled entrepreneurs can have difficulties with. Whether you’re looking to grow your team, expand to new locations, or boost your inventory for the holiday season – finding the capital to meet your goals can be cumbersome.

That’s where revenue-based financing comes in. Specialty Capital works to provide you with the financing you need to exceed your long-term goals, so you can focus on running your business. Here’s how it works, the qualifications you’ll need, and how to get started.

How Revenue Based Financing Works

Revenue as Collateral

We leverage your incoming revenue as collateral, offering an innovative alternative to traditional asset-based lending.

Quick Funding

With our streamlined process, you can get quick access to funds, ensuring that your business can swiftly respond to growth opportunities and financial needs.

Affordable

Thanks to payments being tied to your revenue, you’re not pressured into making larger payments than your business can comfortably afford, ensuring flexibility with your finances.

Revenue Based Financing
Example

Scenario

You need money to expand your commercial construction company, but you don’t have collateral needed to qualify for other forms of financing.

Solutions

With revenue-based financing, you can use your income as collateral for your financing to get the money you need to grow your business. You just make small weekly payments based on your current revenue until the financing is paid.

Results

By using our revenue-based financing, you’re able to grow your brokerage and take advantage of industry leading prepayment discounts to keep your costs low.

Monthly Rev

What are the
qualifications?

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Annual revenue greater than $250,000
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Time in business of at least 1 year
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Fico Score of 550 or greater

Pros

Pro or Con
A more lenient approval process that is based on your business's revenue.
Pro or Con
No collateral is required for approval because the revenue is used as collateral.
Pro or Con
No personal guarantee is needed, keeping your assets protected.
Pro or Con
The repayment amount is based on revenue generated, reducing the risk of unaffordable payment amounts.
Pro or Con
Faster approval times because of a more lenient, straightforward process.
Pro or Con
Potential for prepayment discounts that can reduce the cost of your financing.

Cons

Pro or Con
Revenue-based financing can be more costly than some other forms of financing.
Pro or Con
The loan amount is dependent on your business's revenue, which could lead to a smaller loan amount.
Pro or Con
Must have at least one year of business history for approval and your credit history is often pulled for further verification.

Have questions about how Revenue Based Financing works?

Get in touch with us today to speak with our financing experts who can guide you through the process!

Questions
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